Today is Donor-Advised Fund Day, and we’re taking this opportunity to remind the PH community about the potential benefits of donor-advised funds.
Donor-advised funds are investment accounts that provide immediate tax deductions for people who donate money, stocks, bonds, cryptocurrency or other non-cash assets to charitable organizations. You can open an account through about 1,000 sponsor organizations, which typically are branches of financial service companies that administer the accounts.
These funds have become increasingly popular way to support the Pulmonary Hypertension Association. Given that federal tax rules regarding charitable giving will change in 2026, this year might be a great year to consider starting a donor-advised fund or contributing more if you already have one.
For itemizers, there will be a new charitable giving limit when you file your 2025 taxes. Only the portion of your gifts that exceed 0.5% of your adjusted gross income will be deductible. That means you must donate more than $500 before any of your charitable contributions become deductible if adjusted gross income is $100,000.
If you itemize your 2025 taxes, setting aside your planned charitable contributions in a donor-advised fund this year might be more tax-advantageous than in future years.
Email PHA’s giving team if you want to learn more about donor-advised funds.