LAWS TO KNOW

You have rights, no matter what type of insurance you have. Knowing these rights can help get you the right treatment. Here are laws to know regarding your health insurance.


COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows you to keep your health insurance policy if you are losing or changing jobs.

ERISA

The Employee Retirement Income Security Act (ERISA) requires insurance providers to disclose plan benefits and governs private health insurance provided by self-funded institutions.

FMLA

The Family Medical Leave Act provides you with the right to take time off work to address family medical issues.

HIPAA

The Health Insurance Portability and Accountability Act (HIPAA) protects your personal information and outlines standards for how it can be shared.

GINA

The Genetic Information Nondiscrimination Act (GINA) prohibits insurance providers and employers from discriminating against you on the basis of your genetic information.

Having issues with coverage? The A.C.C.E.S.S. Program provides legal advice and assistance to individuals with chronic health conditions including pulmonary hypertension. Visit the A.C.C.E.S.S. program site.